These Top 7 Tips Will Cut Down Your Auto Insurance Cost!

These Top 7 Tips Will Cut Down Your Auto Insurance Cost! | The Insurance Information Institute reports rates are declining in some states, b...


These Top 7 Tips Will Cut Down Your Auto Insurance Cost! | The Insurance Information Institute reports rates are declining in some states, but medical costs are rising.





Is your company's vehicle insurance too high? Meanwhile, a recent National Highway Transportation Safety Administration survey reveals many drivers aren't aware that their coverage is insufficient until after an accident. Here's how you can reduce insurance costs:





1. CHECK YOUR STATE'S DEPARTMENT OF INSURANCE FOR MINIMUM INSURANCE REQUIREMENTS. Check out www.ican2000.com/state.html for basic rate comparison surveys.





ALSO READ: LIFE INSURANCE TIPS TO SAVE YOU 1000’S!





2. STRESS THAT IF EMPLOYEES BREAK THE LAW--by speeding, for example--their actions can raise rates or cause lawsuits, putting your business in jeopardy.





3. WITH YOUR EMPLOYEES' WRITTEN PERMISSION, ask your local Department of Motor Vehicles for driving records if you insure drivers. Poor driving records mean higher insurance costs.





4. CHECK FOR DISCOUNTS on safety equipment such as extra airbags, backup warning systems and theft alarms.





SEE THIS: WARNING: YOUR EYES MIGHT NOT BE ROAD WORTHY AS YOU THINK





5. COMPARISON SHOP ON WEBSITES such as www.carsdirect.com and www.kbb.com. Use their on-screen calculators for free quotes. Be aware, however, that most sites work with specific insurance companies. If you use an insurance broker, ask if he's an agent for an insurance company. Not all brokers will direct you to the best deals unless they represent them.





6. PICK THE HIGHEST DEDUCTIBLES you can afford to keep the rates low. Buy as much liability as possible to protect your assets if you are sued. On older cars, consider lowering or dropping collision coverage.





7. IF YOUR SALESPEOPLE USE THEIR OWN CARS on business and you reimburse them for mileage, encourage them to add rental insurance to their personal policies--and reimburse them for the average annual premium of $25 as well. This preventive measure is less expensive than paying $300 to $500 a week for a replacement rental. | These Top 7 Tips Will Cut Down Your Auto Insurance Cost!





Thats all - YOU HAVE A CHEAPEST INSURANCE!





These Top 7 Tips Will Cut Down Your Auto Insurance Cost!





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MuzikHyte Insurance Premium Tips: These Top 7 Tips Will Cut Down Your Auto Insurance Cost!
These Top 7 Tips Will Cut Down Your Auto Insurance Cost!
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